As long as the entrants are decided subjectively by a farging committee it is still a mythical national championship I don’t care if they have 64 teams. Like the basketball championship. Its not a trie tournament when the entrants are decided subjectively.
If you want a playoff, then set the criteria ahead of time and make the participants earn their way in by the same rules for everyone. No computers scoring, no committees, no nuttin. And if that results in a Mountain West - SEC final then fine. The way it is now the rules change every week in November.
And it all ain’t any more justly decided than the old system was. Its just decided by a committee so they can spread the blame around when they screw up. Last years picks were an abortion.
BKB