http://money.msn.com/retirement-plan...5-2b75340e7162

If you listen to these people, no one could ever retire, because you'd need about $100,000 in a safe money market fund for EVERY $100 a month you'd think you'd need in retirement. Poppycock.

And to think that we are not retiring better than our parent's generation is utter b/s. What a crock! Most of my parent's generation either died early, or never did really 'retire'. Those that did lived a very austere life.

If you have any 401k worth mentioning, and you actually worked for 45 years for someone, you can live. And LIVING is what it's about, not waiting till you are rich to do it.

I have lunch with a bunch of old classmates periodically. The Tuesday Lunch Bunch. Buncha old farts eating at whatever restaurant has waitresses with those little skirts. I'm the only retired guy in the bunch. The others have about 2 or 3 (or more) times more money than I do. I know this. We're talking dentists, successful businessmen, you name it. Only one other guy is retired, and he was a RR guy.

To hear them tell it, they'll never retire. I laugh at them. They all joke about having to make SS payments so I can live. In a way that's true. But it's beside the point. If all of them retired today, they'd have a ton more income than I do.

Yet I'm fat. Somehow the bills are being paid, though I have had to dip into IRA to do it some. I'm alive, and it's Thursday, and I'm typing on an internet chat site waiting on it to warm up enough so I can go run the weedeater over my monkey grass.

Gloom and doom prophets make me wanna puke.

Yeah, there are idiots that are 30 and not putting one nickel back to retire. I assume they'll starve to death, or vote Democrat, or something. I dunno what they'll do. But any normal working person that wants to retire, can. And if you can't, it's your fault, and not because the 'times' are that different.