Anyone that has a farm. Help.
Is there ANY competition for Farm Bureau? I'm about as ticked as I can be right now. We have a ton of Farm Bureau policies for the farm. They insure every irrigation well against lightning. The farmhouse is insured with them (hard to do since it's technically unoccupied). My mother in law's old jewelry is on a separate policy. But mostly farm stuff.
Every year, they send some b/s form around. It has a zillion stupid questions, none of which have any impact that I can see regarding insurability issues. This year I noticed at the top a place for "No Changes". We get an identical form for EACH policy, not one per policy holder, which is stupid in itself. But ok. I took too long to send those in this year, I guess. But I did send them in, a week or two ago.
Today, I get a letter in the mail that cancels one of the policies. BAM! It said "You never responded to our 'audit', so you are cancelled for policy GL999999. Call your agent to see about reinstating it".
Here's a list of my problems with this:
1) I have a lot of policies. I don't know which one GL9999 is. You think they might mention it. Nope.
2) Nowhere on the 'audit' forms does it say "If you don't send this in, we will cancel you". Nowhere. Yes, I looked.
3) Their procedure is asinine!! You'd think they'd call my agent, tell him they never got it, and let HIM try to get it first. It's like they don't want their policies to be in force.
4) The letter doesn't mention our agent's name, number, nothing. Just "call your agent". It's a form letter with only the policy number added uniquely.
I have never cared for Farm Bureau. But I don't know of anyone else that insures wells, etc. Is there anyone???????
Ed, who do you use? I KNOW you have irrigation wells.