Roger that. We put it in a product that has a guaranteed floor of 5%. that's the more conservative part of our plan. Mine is a little more aggressive but calling it aggressive is a gross overstatement. It just follows the overall market a little closer I guess is the way to put it.

I'm not ready to risk my retirement on stuff that doesn't have some sort of bottom line return even if the creeks rise. And they will. We're due a major correction and I just gotta make some plans to try to soften that landing a bit when it happens.

BKB