The only reason I haven't is I wasn't able to until now so I just never looked at it. My wife converted hers to an IRA product and its been underperforming IMO. My 401 made 16% last year and I was more than happy about it. I think the other stuff we have outside of that did about 10% which is a pretty good average but low for this market. I will have to have a look at some alternatives. You've got me thinking.
all I was really thinking about the 59 1/2 milestone is its the first 'fuck you' milestone in my career. Kinda feels good I could say that if it was necessary.
BKB